“Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.” (Romans 13:8)

It’s been two years since we were offering a Debt Advice Service at SSCB and I’m delighted to say that we are now able to do that again, under a slightly different banner.

We have affiliated with Community Money Advice [CMA] who are a UK wide Christian Charity who will support us in providing a Money Management and Debt Advice Service.

The Debt Advice Service is exactly what we did before with CAP but the Money Management Service is something new. It is where we can work with individuals and groups to help them manage their finances to prevent them getting into debt.

It’s really tough for people right now as the cost of living is soaring and here’s some information that might shock you:

  • 1 in 10 Households have debts that they can no longer afford to pay;
  • 1 in 3 people are struggling with bills;
  • every day 23 people in Scotland are made bankrupt;
  • every day 74 people’s homes in the UK are re-possessed by landlords;
  • the average debt [including mortgages] per adult in the UK stands at £33,328 which is 108.7% of the average earnings.

Our service is face to face, free, confidential, non-judgmental and tailored to the individual’s personal needs.


Did you know that offering Debt Advice and Money Management is one of the most effective Compassion Ministries that a church can get involved in? We are able to help people at their point of need and also have the joy and privilege of sharing the good news of Jesus with them.

Our aim is to help give people Freedom from Debt and a Hope for the Future

If you would like to know more about this service, or know people who might benefit from it please contact Martin Bethell on:

Tel: 07990 892873
Email: freedomcmaconnect@gmail.com

Martin Bethell
Freedom Money Management & Debt Advice Service

[from Martin B]

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